Debra J. Serafin, MBA

Director of Financial Educational Services


After retiring from 35 years in education, I never envisioned I would be back in the workforce.  What I thought would be my years to travel, shop, and enjoy quality time with my husband, quickly turned into searching for a job that would pay more than just the bills.  The reduction in my monthly income had a huge impact on my lifestyle.  This was a self-made situation that could have easily been avoided if only I had the proper guidance.   As I spoke with former colleagues, I realized I was not alone in this dilemma.  I decided to focus my energy on creating raising awareness about the need to plan early for retirement and address the gap between current income and monthly pension check.  Knowing that Don Ayers was a former teacher and also passionate about helping teachers and administrators avoid the mistakes I had unknowingly made, I joined Innovative Wealth Partners and together we created PLAN NJ (Pension Learning and AwareNess for NJ teachers). 
My husband and I reside in Brick Township and have two beautiful daughters, Corinne and Mikayla.  The best part of my day is early morning, sitting in peace and quiet, drinking a strong cup of coffee and reading the daily newspaper.  In my spare time I enjoy reading a good mystery novel, walking the reservoir, and planning my next vacation!


Not associated with or supervised by The O.N. Equity Sales Company or O.N. Investment Management Company


Donald R. Ayers, Jr. is a Registered Representative offering Securities through The O.N. Equity Sales Company Member FINRA/SIPC, One Financial Way, Cincinnati, Ohio 45242 (513) 754-6794.  Investment Advisory Services offered through O.N. Investment Management Company.

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