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Meet One of Our Financial Representatives

John Ratkoski

FAITH. FAMILY. TRUTH. LONGEVITY.

These core values drive John's business and life. He incorporates these values to insure that he can provide and deliver what each individual desires.

FAITH is God’s work in us, that changes us and gives new birth from God. It changes our hearts, our spirits, our thoughts and all our powers. Faith cannot help doing good works constantly. Faith is a living, bold trust in God’s grace. Such confidence and knowledge of God’s grace makes John happy, joyful and bold in his relationship to God and all creatures. Because of faith, he freely, willingly and joyfully does good to everyone, serves everyone, and praises the God who has shown him such grace. 

FAMILY is a title given to those we hold dearly to our hearts. We extend it to those who come into our lives

and, no matter what, through thick or thin, seem to stay. DNA is not always shared, but the feeling is undeniably there. Family is loved ones and perhaps a concept that is dealt with the utmost care.

TRUTH is most often used to mean being in accord with fact or reality. Truth is usually held to be opposite to falsehood, which, correspondingly, can also take on a logical, factual, or ethical meaning. 

LONGEVITY. The word "longevity" is sometimes used as a synonym for life expectancy. But in reality, longevity is how long memories are cherished by our family members.

IF SOMETHING YOU THOUGHT WAS TRUE ABOUT YOUR MONEY TURNED OUT NOT TO BE TRUE, WHEN WOULD YOU WANT TO FIND OUT?

John provides people with an education regarding the truth about money. By identifying transfers of wealth that occur unknowingly and unnecessarily, clients feel more empowered and confident to make better decisions that impact their wealth and their family.

John's goal is to make sure that everything he does always reflects those priorities. John wants to treat every person he meets in such a way that he would want to be treated. He refuses to pursue anything that is unethical or questionable.​

Meet Other Members of the Team

Donald R. Ayers, Jr.
​Founder and CEO